You wanna build for your kids future? Take out a credit card in their name. But not to build credit…. To DESTROY IT! I have 18 credit cards maxxed out in my sons name, and his credit score is a DUMPSTER FIRE! Without paying UPFRONT in CASH, he will never be able to buy a home, he will NEVER be able to buy a car, but he will have something priceless…. Motivation. I started out with NOTHING. Imagine what my son can do if he starts out with less than nothing. (Trust me, I’m right)